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Location

9665 Granite Ridge Dr., Suite 430, San Diego, CA 92123

Phone: 858-805-0990
Fax: 858-408-3889

License #: 2575-9

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Office Hours:

• M – F

Closed: Weekends

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Vince Martin

SVP | San Diego County Manager

VMartin@wfgtitle.comDirect: 858-805-0980
Cell: 858-335-3159

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

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Tony Ambre

Vice President | Sales Manager

TAmbre@wfgtitle.comOffice: 858-805-0990
Direct: 858-705-4339

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

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Miles Callison

Account Manager

MCallison@wfgtitle.comDirect / Cell: 858-717-0974

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

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Jeremy Coombs

Regional Sales Executive

JCoombs@wfgtitle.comOffice: 858-805-0990
Direct: 858-922-3322

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

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Joann Hogue

Senior Sales Executive

JHogue@wfgtitle.comOffice: 858-805-0990

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

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Jeff Knapp

VP | Account Executive

JKnapp@wfgtitle.comOffice: 858-805-0990

Direct: 858-774-4036

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

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Jennifer Lafon

VP | Account Executive

JLafon@wfgtitle.comOffice: 858-805-0990

Direct: 760-445-4501

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

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Randy Lipsey

Account Manager

RLipsey@wfgtitle.comOffice: 858-805-0990

Direct: 619-504-2278

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

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Rodney Lobato

Sales Executive

RLobato@wfgtitle.comOffice: 858-805-0990
Direct: 619-888-6888

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

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Alexandre Morales

Account Manager

AMorales@wfgtitle.comOffice: 858-805-0990

Direct: 619-577-5803

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

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Christina Neal

Account Manager

CNeal@wfgtitle.comOffice: 858-805-0990

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

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John Quinly

Director of Business Development

JQuinly@wfgtitle.comOffice: 858-805-0990

Direct: 925-285-9112

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

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Lori Roberts

Account Manager

LRoberts@wfgtitle.comOffice: 858-805-0990
Direct: 619-992-1354

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

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Rhasul Wilson

Account Manager

RWilson@wfgtitle.comOffice: 858-805-0990
Direct: 619-917-3301

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

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Rosa Rhea

Sales Executive

rrhea@wfgtitle.comDirect: 619-993-1004

9665 Granite Ridge Dr, Suite 430, San Diego, CA 92123

What IS Title insurance

Answering all your questions

Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner’s Policy).

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

While the function of most other forms of insurance is risk assumption through the pooling of risks or losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination fo the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

Immediately contact your escrow officer and notify them if someone is unable to attend or sign the closing documents for any reason.

An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow party are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Bring government issued identification card like a driver’s license or passport. Identification, must include a picture and signature for notary purposes. In the event that you are a borrower some lenders require two forms of identification so it is always best to have two forms of identification with you.

YOUR BEST INTEREST FIRST

How WFG is built for you

No matter what side of the transaction you’re on, the ins and outs of real estate can be stressful. But we knew from the start that WFG could make things easier for everyone. Our company is built on four simple cornerstones to serve you better.

We obsess about service See what our clients say

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NET PROMOTER SCORE

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