WFG National Title – Texas
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Mar 17Wishing Everyone a Happy #StPatricksDay 🍀 🍀
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Location
1600 Highway 6, Suite 160 Sugar Land, TX 77478
Phone: 281-207-1800
southtexasadmin@wfgtitle.com
License #: 1890657
closed
Office Hours:
• M – F
Closed: Weekends
Contact Our Staff See All Staff
Stephanie Hebert
Escrow Officershebert@wfgtitle.comDirect: 281-207-1801
1600 Highway 6, Suite 160 Sugar Land, TX 77478
Berta Quiroz
Bilingual Escrow Officer BQuiroz@wfgtitle.comOffice: 281-207-1800
Direct: 281-207-1804
1600 Highway 6, Suite 160 Sugar Land, TX 77478
Virginia Rodgers
Sales Executive vrodgers@wfgtitle.comOffice: 281-207-1800
Direct/Cell: 480-694-7133
1600 Highway 6, Suite 160 Sugar Land, TX 77478
Monique Vasek
South Texas Regional Manager | Houston Division Presidentmvasek@wfgtitle.comCell/Direct: 832-877-8999
Melissa Hull
Branch Manager | Escrow Officermhull@wfgtitle.comOffice: 281-769-0481
24124 Cinco Village Center Blvd, Suite 400 Katy, TX 77494
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What IS Title insurance
Answering all your questions
Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner’s Policy).
In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.
Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.
While the function of most other forms of insurance is risk assumption through the pooling of risks or losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination fo the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.
Immediately contact your escrow officer and notify them if someone is unable to attend or sign the closing documents for any reason.
An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow party are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.
Bring government issued identification card like a driver’s license or passport. Identification, must include a picture and signature for notary purposes. In the event that you are a borrower some lenders require two forms of identification so it is always best to have two forms of identification with you.
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How WFG is built for you
No matter what side of the transaction you’re on, the ins and outs of real estate can be stressful. But we knew from the start that WFG could make things easier for everyone. Our company is built on five simple cornerstones to serve you better.
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Mar 13Did you miss WFG’s Q1 Economic Outlook webinar? Good news! It’s now available for on-demand viewing. Discussion topics included monetary policy, inflation, and continued interest rate hikes; geopo
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Mar 7MyHome, a Williston Financial Group Company, is honored to receive HousingWire’s prestigious 2023 Tech100 Mortgage Award. The program recognizes the most innovative technology companies serving our in
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Mar 6Time is running out! ⏲️ Register and submit your questions for Patrick F. Stone and Dr. Bill Conerly now for WFG’s live Economic Outlook webinar on Wednesday, March 8th at 1pm ET. Don’t mis
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Mar 3March is #WomensHistoryMonth, commemorating and encouraging the study, observance, and celebration of the vital role of women in American history. Please join us in celebrating the contributions women
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Mar 2Looking to stay ahead of the economic real estate landscape curve? Join us for WFG’s Q1 2023 Economic Outlook Webinar on Wednesday, March 8th at 1 pm ET. During this informative webinar, WFG NTIC E
