Seller Net Sheet

Seller Net Sheet





Customer Service

Customer Service

WFG Flash Farm

WFG Flash Farm

WFG Net Sheets

WFG Net Sheets

Document Icon

Documents Library

Get instant access to all your closing details – It’s free and easy to use

Place an order
We’ll get you going in less than 5 minutes

WFG will never send you an email asking you to transfer money.


9245 Laguna Springs Drive, Suite 200 Elk Grove, CA 95758

Phone: 916-892-4100

License #: 5872-7


Office Hours:

• M – F

Closed: Weekends

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Contact Our Staff See All Staff

Contact me


Shaun Gonzales

Senior VP President Managing Director

shaungonzales@wfgtitle.comCell/Direct: 949-894-1910
Office: 949-430-3700

500 Technology Drive #100, Irvine, CA 92618

About me

Shaun has been in the residential builder industry for more than 20 years, and is extremely passionate about this sector of the real estate industry. Since starting his career in 2001, he has led organizations during new home surges, as well as managing them during significant market downturns.

Earlier in his career, Shaun held positions as a top escrow officer/manager and a national process improvement director. Since 2012, he served as National Vice President for a national title underwriter dedicated to the Homebuilder space.

From a professional perspective, Shaun is most proud of creating innovative technology products specifically for homebuilders, including pioneering digital closings with top builders across the country, and developing departments for next-generation talent.

Shaun and his wife Sonia reside in Orange County, California with their two sons, two-year-old Sebastian and newborn Skai.

Contact me

Visit my page

Christine Gula

SVP | Division President

CGula@wfgtitle.comOffice: 408-560-3000
Direct: 408-410-5046

39560 Stevenson Place Ste. 115, Fremont, CA 94539

What IS Title insurance

Answering all your questions

Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner’s Policy).

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

While the function of most other forms of insurance is risk assumption through the pooling of risks or losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

Immediately contact your escrow officer and notify them if someone is unable to attend or sign the closing documents for any reason.

An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow party are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Bring government issued identification card like a driver’s license or passport. Identification, must include a picture and signature for notary purposes. In the event that you are a borrower some lenders require two forms of identification so it is always best to have two forms of identification with you.


How WFG is built for you

No matter what side of the transaction you’re on, the ins and outs of real estate can be stressful. But we knew from the start that WFG could make things easier for everyone. Our company is built on five simple cornerstones to serve you better.


Keeping you in the know

featured article Exploring the Future of Real Estate: Strategic Insights from WFG’s Q2 Economic Outlook Webinar with Chairman and Founder Patrick Stone