My Real Estate Nerds

My Real Estate Nerds





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Seller Net Sheet

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Earnest Money Deposit App

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Julz Carradine

Sales Executive

jcarradine@wfgtitle.comCell: 972-489-2016

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About Me

Julz began her sales career with IBM Corporation on the Business Development team in the Telecommunications Sector, providing remote access solutions. In 2005, she joined Silpada Designs Jewelry, where she recruited, trained, and coached a sales organization of over 70 representatives nationwide, consistently ranking in the top 1% of the company.

In 2018, Julz transitioned to Stewart Title as a Business Development Officer, discovering her love for all things real estate. As a licensed real estate agent, she has executed multiple contracts over the past two years.

Active in her community, Julz has served on numerous boards, including United Way, where she played a vital role in developing major fundraising events. She also contributed to Taylor’s Gift Foundation, raising organ donation awareness through fundraising, special events, and sponsorships. Additionally, she has been an enthusiastic participant in the nationwide Polishing Off Juvenile Diabetes Campaign.

Proud native Texan, born in the panhandle near Amarillo, Julz Carradine made Dallas her forever home in 1988. A proud mother of three boys, a beautiful daughter-in-law, two bonus daughters, and two precious grandsons, she has always had a passion for building relationships and achieving excellence.

With her extensive experience and commitment to exceptional service, Julz understands what it takes to ensure a smooth buying, selling, leasing, or investing experience for her clients. She is dedicated to raising the bar on service for every client, every time.

Contact Julz today to discuss your goals, and together, create a successful plan designed just for you!

Personal Quote

Because of you, I WILL show up with an optimistic spirit, bringing the best solutions in mind, while also ensuring integrity and honesty in every transaction we have together.”

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What IS Title insurance

Answering all your questions

Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner’s Policy).

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

While the function of most other forms of insurance is risk assumption through the pooling of risks or losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

Immediately contact your escrow officer and notify them if someone is unable to attend or sign the closing documents for any reason.

An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow party are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Bring government issued identification card like a driver’s license or passport. Identification, must include a picture and signature for notary purposes. In the event that you are a borrower some lenders require two forms of identification so it is always best to have two forms of identification with you.


How WFG is built for you

No matter what side of the transaction you’re on, the ins and outs of real estate can be stressful. But we knew from the start that WFG could make things easier for everyone. Our company is built on five simple cornerstones to serve you better.


Keeping you in the know

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