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650 E. Hospitality Lane, Suite 300 San Bernardino, CA 92408
Phone: 866-912-7710
Fax: 909-380-7950
License #: 2575-9
Office Hours:
• M – F
Closed: Weekends
bkelley@wfgtitle.comOffice: 866-912-7710
Direct: 720-450-1992
650 E. Hospitality Lane, Suite 300, San Bernardino, CA 92408
wadkins@wfgtitle.comOffice: 760-327-7500
901 E. Tahquitz Canyon Suite A-101 Palm Springs CA 92262
MTossetti@wfgtitle.comOffice: 866-912-7710
Direct: 909-379-0926
Fax: 909-380-7950
650 E. Hospitality Lane, Suite 300, San Bernardino, CA 92408
CAddicott@wfgtitle.comOffice: 866-912-7710
Direct: 909-821-1673
650 E. Hospitality Lane, Suite 300, San Bernardino, CA 92408
RBranch@wfgtitle.comOffice: 866-912-7710
Direct: 619-746-4068
25240 Hancock Ave. Suite 250 Murietta, CA 95262
GHernandez@wfgtitle.comOffice: 866-912-7710
650 E. Hospitality Lane, Suite 300, San Bernardino, CA 92408
RJohnson@wfgtitle.comOffice: 866-912-7710
Direct: 909-648-0002
650 E. Hospitality Lane, Suite 300, San Bernardino, CA 92408
AKong@wfgtitle.comOffice: 866-912-7710
Direct: 951-314-7663
650 E. Hospitality Lane, Suite 300, San Bernardino, CA 92408
JOlsen@wfgtitle.comOffice: 866-912-7710
Direct: 951-203-4461
650 E. Hospitality Lane, Suite 300, San Bernardino, CA 92408
DUnderwood@wfgtitle.comOffice: 760-844-7290
Direct: 760-221-7133
650 E. Hospitality Lane, Suite 300, San Bernardino, CA 92408
CBass@wfgtitle.comOffice: 949-430-3700
500 Technology Drive, Suite 100 Irvine, CA, USA
Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner’s Policy).
In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.
Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.
While the function of most other forms of insurance is risk assumption through the pooling of risks or losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.
Immediately contact your escrow officer and notify them if someone is unable to attend or sign the closing documents for any reason.
An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow party are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.
Bring government issued identification card like a driver’s license or passport. Identification, must include a picture and signature for notary purposes. In the event that you are a borrower some lenders require two forms of identification so it is always best to have two forms of identification with you.
No matter what side of the transaction you’re on, the ins and outs of real estate can be stressful. But we knew from the start that WFG could make things easier for everyone. Our company is built on five simple cornerstones to serve you better.
Jan 19“The time is always right to do what is right.” – MLK We honor the legacy of Dr. Martin Luther King Jr., whose vision of equality and justice inspires us every day. At WFG, we’re committed to fos
Jan 16⭐️⭐️⭐️⭐️⭐️ “Proactive and timely communication, friendly, detail-oriented, and provided successful results for three simultaneous contingent closings in one day.” — Dan W. F
Jan 15When a leader has seen the real estate industry from every angle — brokerage, mortgage, technology, and consumer platforms — they bring a rare perspective on how the entire ecosystem fits together
Jan 15🚀 Now Available: WFG Key™ for Real Estate Agents WFG National Title Insurance Company is excited to announce the launch of WFG Key™—a powerful new tool designed to bring clarity, transparenc
Jan 13Stop letting complexity slow down your deals. 🤝 WFG Key gives you and your clients the ability to explore scenarios, understand the numbers, and make informed decisions with confidence. The Holdin
Jan 13Helping your customers achieve their dream of homeownership is rewarding 🏡✨ and at WFG, we’re here to make sure the closing process is handled with care and efficiency. Our expert title and e
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