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Lea Harper
Business Development ExecutiveLHarper@wfgtitle.comCell: 713-591-1769
2877 Commercial Center Blvd, Suite B, Katy, TX 77494
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About Me
Lea Harper joins WFG as a seasoned Business Development Executive with a decade of experience. She specializes in fostering meaningful connections that drive success. Her approach is rooted in collaboration, combining deep industry knowledge with a personable and relationship-centered style that inspires trust and loyalty. She thrives on building partnerships that create mutual growth, leveraging expertise to support clients and colleagues. Her commitment to excellence ensures that every interaction is guided by genuine care and a shared vision for success.
Dedicated, approachable, and resourceful, Lea is passionate about helping others achieve their goals while cultivating strong, lasting relationships. Whether working on strategic initiatives or supporting day-to-day operations, she brings a balance of insight, innovation, and unwavering dedication to every endeavor.
A proud graduate of Abilene Christian University with a B.S. in Exercise Science, Lea found her way to the Real Estate industry and has never looked back. She grew up in a small town south of Dallas but has called Houston home for over 20 years. She is a Dallas Cowboys fan, doesn’t mind taking the heat for that, and wears the affiliation proudly. When not working, she enjoys time with her three children (the joys of her life) and her extended family. She is passionate about her faith and likes to bake, travel, watch & attend sporting events, read, dream of home renovations & decorating, watch a good documentary, shop for affordable fashion, and drink wine (preferably reds). Instagram is her go-to social media platform, and you can join her on her journey by following @closewithlea. She also has three crazy pets that keep her and her children entertained: Scout (Mini Australian Sheppard), Millie (Calico Cat), and Toulouse (Blue Russian Cat). You will also find her serving the Houston Real Estate industry within the organizations of The Greater Houston Builders Association (GHBA), Ladies in Land, and Houston Association of Realtors (HAR) Katy Committee. She also serves on a HLSR Cook-off Team, The Lonestar Cowboy Cookers.
Personal Quote
Because of you, I WILL inspire and excite you to step outside your comfort zone and embrace your real estate journey.”
Answering all your questions
Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner’s Policy).
In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.
Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.
While the function of most other forms of insurance is risk assumption through the pooling of risks or losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.
Immediately contact your escrow officer and notify them if someone is unable to attend or sign the closing documents for any reason.
An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow party are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.
Bring government issued identification card like a driver’s license or passport. Identification, must include a picture and signature for notary purposes. In the event that you are a borrower some lenders require two forms of identification so it is always best to have two forms of identification with you.
How WFG is built for you
No matter what side of the transaction you’re on, the ins and outs of real estate can be stressful. But we knew from the start that WFG could make things easier for everyone. Our company is built on five simple cornerstones to serve you better.
